Recording a Deed: Transferring Property to Your Trust

 Recording a Deed: Transferring Property to Your Trust

When you've decided to transfer property from your personal name to your trust, the final step is recording the deed with your local jurisdiction. This process, while straightforward, is crucial to ensure the legal transfer of your property. Here's what you need to know:

Understanding the Process

• Purpose: Recording the deed officially transfers the property from your name to your trust.
• Importance: This step is essential for the trust to legally own the property.

Preparing for Recording

• Document Check: Ensure you have the properly prepared and signed deed from your attorney or legal professional.
• Notarization: Confirm that the deed has been notarized as required.

Locating the Recorder's Office

• County Office: Find the county recorder's office (sometimes called register of deeds) where your property is located.
• Contact Information: Look up their address, phone number, and office hours.

What to Bring

• The Deed: Bring the original, notarized deed.
• Identification: Bring a valid government-issued ID.
• Payment: Be prepared to pay recording fees (cash, check, or credit card depending on the office).

At the Recorder's Office

• Submission: Present your deed to the clerk for recording.
• Fees: Pay the required recording fees.
• Receipt: Obtain a receipt or confirmation of your recording.

After Recording

• Processing Time: Ask how long it typically takes for the deed to be processed and recorded.
• Obtaining Copies: Request information on how to obtain a copy of the recorded deed for your records.

Follow-Up Steps

• Confirmation: Check back with the recorder's office after the stated processing time to confirm successful recording.
• Record Keeping: Store the recorded deed copy with your important trust documents.

Additional Considerations

• Property Tax Notifications: Some jurisdictions may require you to notify the property tax assessor of the ownership change.
• Insurance Update: Inform your property insurance company of the transfer to ensure continued coverage.

Remember, while the recording process itself is typically straightforward, the legal implications of transferring property to a trust can be complex. If you have any doubts or questions about the process or its effects, don't hesitate to consult with your estate planning attorney or the legal professional who prepared your deed. They can provide guidance specific to your situation and ensure that the transfer aligns with your overall estate planning goals.

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• Faster Processing: eRecording typically results in quicker processing times compared to in-person submissions.
• Real-Time Confirmation: Receive instant notification when your deed is successfully recorded.
• Secure Transmission: Your sensitive information is protected with state-of-the-art encryption.
• Cost-Effective: Avoid potential re-recording fees due to errors or omissions.

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